A Joint Liability Group is usually a group of five to ten who come together to borrow from an MFI.
Individual loan provided for Small Business mainly focused on cattle farming.
JIGYASA LIVELIHOOD PROMOTION MICRO FINANCE FOUNDATION acknowledge Proper Sanitation.
Harnessing the power of Renewable Energy Sources that is important for our future.
Provided only for any income generating Activities like , opening any shop & stalls, cattle farming etc.
Microloan provided starting from 16000/- to 50000 /- in first cycle
The members in a JLG are also from similar socioeconomic backgrounds and usually from the same village.
Mortgage less loan . Members Share responsibilities of each other for payments of installments.
Individual loan provided for small business mainly focused on cattle farming to collect, process, and distribute milk This involves taking care of cattle like buffaloes, cows, for the production and selling of the milk.
Also provide to establish small size shop units like tailoring, grocery shops etc.
Loan size upto Rs. 40000 – 80000 / -
Proper Sanitation is a major problem in rural areas. Where we can see due to unavailability of household toilets they are forced to defecate in open. Open defection is a common issue it may lead to various diseases and also exposes women to risk their safety. Due to lack of funds families in rural area are deprived from household toilets. we as JIGYASA LIVELIHOOD PROMOTION MICRO FINANCE FOUNDATION addresses the critical issue of proper sanitation in rural areas. Lack of household toilets leads to open defecation, posing health risks and endangering women’s safety. We provide funds as loans to underprivileged rural populations, promoting health and hygiene.
Impacts :
Ramkibai our client who reside near Nayapura village in Raisen dist. (M.P). Her family comprises of 7 members. Ramkibai as herself, her husband khemchand, 4 children and one senior citizen as her mother in law. Both husband and wife are involved in agriculture related work and sometime labourism as an occupation. Before construction of household toilet her mother in law dhammubai age 65 found it very difficult to travel for defecation in open especially at night.same problem were faced by ramkibai and her daughter. After construction family is happy to have toilet at home . They don’t have to travel far distance as they have facilties at home.
Vejantibai our first client who reside with her family near Nayapura village in Raisen (M.P). Her family comprises of 7 members. Vejanti bai as herself , her husband Kalu ram ,3 children and 2 senior citizen in the family as her father and mother in laws. They are basically involved in labor and daily wages worker as occupation. Earlier they have to openly defecate due to unavailibilty of household toilet. Her two daughters had to face various problem which affected them badly ,regarding health issues and were also unable to concentrate on their studies.
There are several reasons why harnessing the power of renewable energy sources is so important for our future. As they’re in much more plentiful supply, compared to fossil fuels Renewable energy is energy that comes from a source that won’t run out. They are natural and self-replenishing. Burning fossil fuels to create electricity has long been a major contributor in the emission of greenhouse gases into our atmosphere, so these renewable sources are considered vital in the race to tackle climate change.
